3 Ways To Save $3k (Without Clipping Coupons)

Not everyone wants to clip coupons, but everyone wants to save! Find out three ways to save without clipping coupons and save up to $3k a year easily!I’m gonna be honest: Pete and I don’t count our pennies. If we go to the store and I feel like impulse buying a chocolate bar at checkout, I don’t flip out and reprimand myself. We’re allowed a treat here and there. Why? Because we make huge sacrifices in our budget so that we can save thousands of dollars a year. And when you’re saving thousands, you can spend a dollar here and there and not feel guilty about it.

Of course, we use coupons. I never go shopping without going through  the ad and finding coupons first. But not everyone wants to sit and clip coupons. I understand that. So I put together a list of three ways to save $3,000 a year without cutting coupons. These budget saving ideas may take a little while to get used to, but once you do, you’ll never go back to your old ways.

3 Ways To Save $3k (Without Clipping Coupons)

1. Cut the cord.
Pete and I don’t have cable. In fact, neither of us have ever paid for it since we’ve moved out of our parents’ homes. We do watch TV, though, completely for free. We have a  4K UHD Smart TV in our living room and two HDTV’s upstairs (one is a Smart flat screen and one is not as smart and more boxy). All three have an antenna that we purchased. They are not one of those crazy rabbit ears antennas. The two upstairs are flat and about the same size of a piece of paper. We’re able to pick up all the basic cable channels (ABC, NBC, FOX, CBS, the CW, PBS, and more) over the air and we don’t pay a penny for it. 

Plus, there are a lot of programs that you can stream online for free too, so we’re not missing anything (except a $100 a month bill!). And keep that in mind too. Most of the basic channels have an app that allow you to stream episodes after they’ve aired. Some will allow it the next day, others make you wait a week. If you don’t mind waiting, that could be a good option for you too.

Savings: $1,200 (averaging about $100 a month)

2. Skip the coffee shop.
I really love coffee. I went the majority of my life avoiding the stuff and in the last two years, it’s grown to be my hot beverage of choice. But it can get expensive. In the coffee shop, it’s about $3 for a cup of regular coffee. When I buy coffee on sale and after coupons, I usually pay $2 a bag. And one bag is 26 servings. So basically, one bag of coffee makes each cup just under 8 cents. Yes, eight little cents a cup. That’s a savings of $2.92 a cup. Now, let’s say you’re stopping by the coffee shop every workday. That’s $15 a week or $780 a year. If you make your coffee at home for eight cents, you’re only spending $20.80 during that same time. Really, it’s a no brainer.

Savings: about $760 a year

3. Cook at home.
Pete and I make nearly every meal at home. He loves to cook and I love to scour Pinterest for new recipe ideas. Making a meal at home is so much cheaper than going out to a restaurant to have it. Plus, you have control over what, exactly, you’re putting into your body. You can make sure you’re using fresh, local, or organic ingredients. You can choose healthier and lighter options too. And you can save a lot of dough if you’re making your own dough (we actually do make our own pizza dough).

Just a quick recent example. I made baked spaghetti. It cost me $8 for all the ingredients (spaghetti, sauce, garlic, onions, mozzarella cheese, and 20oz. of ground turkey). It ended up being six servings for us, so about $1.25 a serving. Let’s say we went out to dinner and ordered spaghetti. Spaghetti and meatballs at Olive Garden is $14 (I just googled the menu). For two of us, that’s $28 (and that’s guessing Olive Garden’s portions are large enough for leftovers). If you eat in instead of out once a week, and you average a savings of $20 each time, that’s $1,040 a year.

If you want ideas for recipes, we have a bunch of them posted here. Be sure to pin your favorites to Pinterest so you have the recipe handy when you’re hungry.

Savings: about $1,040 a year

Total: $3k a year

It’s worth it. If by the little changes, you know you’re saving $3,000, you won’t cringe when your kid needs a couple extra dollars for a class trip.

  1. Tere

    April 26, 2015 at 6:12 pm

    I love the idea of the indoor antenna and cut the cable, however, you do not mention if you have internet. IF so, who do you use as a provider?

    1. drugstore diva lisa

      April 26, 2015 at 7:38 pm

      We do have Internet, Tere. Ours is through our complex, so we don’t need a cable provider for it. However, in the past, I had a dedicated land line through Verizon (you can set it up with any phone provider) and it cost just $15 a month for high speed Internet. And it worked just as fast as anything I’ve had with cable.

  2. Kristen

    April 18, 2016 at 9:44 pm

    Skipping the coffee shop is the hardest thing to do for me. I’m not sure why but I’ll definitely have to try harder. I didn’t realize it was so much! Thanks for these great tips!

  3. Scuzzy bigans

    April 19, 2016 at 7:21 am

    If you can’t live without coffee and still want a good cupa at a low price get an areo press (totally spelt wrong) it’s cheap and does a amazing job it also takes about thirty seconds

  4. Amberjane

    April 20, 2016 at 9:46 am

    Great tips – I am cutting my cable – thanks for sharing with Pin worthy Wednesday

  5. Emily

    April 21, 2016 at 9:16 am

    Great tips that anyone can use! We follow all 3 for the most part and I love not having cable bills, high coffee tabs, and frequent restaurant bills. Although we do occasionally splurge on eating out. :)

  6. Tina

    April 21, 2016 at 10:09 am

    Great tips! It is crazy how much can be saved by just making a few small changes.

  7. Dixie Elliott

    April 21, 2016 at 9:13 pm

    Great Ideas! Most people have no idea that their daily coffee habit costs them so much money. I have a nice little Keurig and my own filter cups. I buy good quality coffee and make it at home. No K cups required.
    Keep sharing these good ideas!

  8. Kathleen

    April 23, 2016 at 1:21 pm

    Great tips. We turned off our cable a little over 4 years ago and mostly don’t miss it. When we go to a hotel though, I’m all about the HGTV. Thanks for linking up to Tips and Tricks. Hope to see you again this week.

  9. Jennifer

    April 23, 2016 at 10:21 pm

    Excellent reminders of the things that soak up money! Thanks for sharing at My Flagstaff Home.


  10. lorraine Williamson

    April 24, 2016 at 8:32 am

    love the tips I find I can make my favourite restaurant recipes at home and save a lot of money and recently figured out how to make mocha mint coffee at home it pays to research things it can save you alot thanks for sharing

  11. Pamela Shank

    April 24, 2016 at 7:40 pm

    Every little thing we do to cut costs sure helps in saving money. My husband and I both retired this year and are doing little things since the extra income will not be coming in. Good advice.

  12. Kate

    April 25, 2016 at 1:04 pm

    Great post, I have a constant battle with buying coffee from coffee shops, I love it and I hate it… but I’m working towards eliminating that expensive habit. Thanks for sharing!

  13. heather harris

    April 26, 2016 at 9:21 pm

    Great tips that anyone can use and save with!

  14. SaarBlogs

    April 28, 2016 at 8:21 am

    It does seem crazy, sometimes, how much you can save with such little changes, doesn’t it?
    My main thing is actually buying food: so often, if you buy in bulk, it’s way cheaper. If you just shift throughout the weeks the types of products you buy, you’re usually a lot cheaper off than you might think looking at the price of just the individual products!

  15. chellie

    April 28, 2016 at 11:03 am

    I am so bad a clipping coupons! These are really useful, and other than the cable, we do all these. The issue with our cable company, is if we go down to just internet and no TV, they will actually charge us 10 more per month. grrrr. What do you use for internet? Thanks for sharing at ftaf! Hope to see you back next week!

  16. Grace

    April 28, 2016 at 6:04 pm

    These are all so effective! I implement them as well. People are always surprised by our grocery budget in particular, but it’s because we cook at home and I make almost everything from scratch.

  17. Charlene

    April 30, 2016 at 11:39 pm

    Love the tip about Mohu — had not heard of it before. Checking it out to see if it will work for us — thanks! Pinned

  18. Megan

    May 5, 2016 at 9:39 pm

    We have followed so many of these ideas, though we could probably cut our streaming too – but I don’t want to go too nuts! :) Thanks for the great tips at Merry Monday!

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